Introducing
The Lending Ladies
About Us
Terri Toro and Rachel Mallas are your go-to mortgage brokers with Gulf Coast Mortgage Advisors! With a deep knowledge of the local market and a passion for helping clients achieve their homeownership dreams, they bring expertise, energy, and enthusiasm to every loan they handle. Whether you’re buying, refinancing, or need expert mortgage advice, The Lending Ladies are here to guide you every step of the way.
When you work with Terri and Rachel, you’re not just getting mortgage brokers—you’re getting trusted partners dedicated to making the loan process smooth, stress-free, and even fun! They provide exceptional, personalized service for FSBO clients, homebuyers, and those looking to refinance. Their energetic, client-focused approach ensures you get the best financing solutions tailored to your needs.
Our Services
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Buying a home is a big step, and we’re here to make it seamless. We offer a variety of loan options, including Conventional, FHA, VA, Non-QM, and Jumbo loans, to fit your unique needs. Our team will guide you through pre-approval, financing, and closing to ensure a smooth experience. Whether you're a first-time buyer or upgrading to your dream home, we help you secure the best loan for your situation. Let’s turn homeownership into a reality!
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Refinancing can help you lower your monthly payments, secure a better rate, or tap into your home’s equity. Whether you're looking to reduce your interest rate, switch loan terms, or consolidate debt, we’ll find the right solution for you. Our expert team simplifies the process, ensuring you maximize your savings and financial goals. With competitive rates and a streamlined process, refinancing has never been easier. Explore your refinance options today!
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Your home is more than just a place to live—it’s a powerful financial tool. A home equity loan or HELOC lets you access funds for home improvements, debt consolidation, or major expenses. We help you unlock your home’s value with competitive rates and flexible terms. Whether you need a lump sum or a revolving credit line, we’ll tailor a solution to fit your needs. Turn your home’s equity into opportunity.